Home

Synaptic Finance

Navigating the intersection of AI, Blockchain, and the future of finance

Written by

Synaptic Finance

Digital Identity Is the Next Payment Network

Nobody knows you're a dog. Now nobody knows you're an agent. Why verifiable credentials could reshape fintech and payments.

Niall Dennehy

If AI Makes Intelligence Cheap, What Makes You Wealthy?

Sep 30, 2026

•

8 min read

If AI Makes Intelligence Cheap, What Makes You Wealthy?

AI could narrow the skills gap while widening the ownership gap. What does that mean for the next generation’s financial future?

Niall Dennehy

Credit Unions Are Not Merging Because They Are Failing. They Are Merging to Buy Capability.

Sep 13, 2026

•

7 min read

Credit Unions Are Not Merging Because They Are Failing. They Are Merging to Buy Capability.

Todd Proulx's integrated core offers another route to scale. Who controls it, who pays for it and what improves for members?

Niall Dennehy

The State of Fintech Venture: What's Growing, Stage by Stage

Sep 6, 2026

•

9 min read

The State of Fintech Venture: What's Growing, Stage by Stage

AI took 86% of US venture dollars in H1. It took 49% of pre-seed. The funding story changes with your stage and your market.

Niall Dennehy

Credit Unions Have a Stablecoin Advantage

Aug 11, 2026

•

11 min read

Credit Unions Have a Stablecoin Advantage

Banks Will Struggle to Match

Niall Dennehy

The Great Wealth Transfer Will Be Tokenized

Aug 2, 2026

•

9 min read

The Great Wealth Transfer Will Be Tokenized

$124 trillion is about to change hands in America through a settlement system that still runs at the speed of paper

Niall Dennehy

Jul 26, 2026

•

7 min read

145 Million Members. $2.5 Trillion

Why Fintech Is Waking Up to Credit Unions

Niall Dennehy

Stripe Does Not Want PayPal. It Wants the Last Mile of the Digital Dollar

Jul 19, 2026

•

6 min read

Stripe Does Not Want PayPal. It Wants the Last Mile of the Digital Dollar

Stripe spent fifteen years avoiding the consumer. Its $53.4 billion bid for PayPal changes that.

Niall Dennehy

Jun 25, 2026

•

8 min read

Wall Street on the Blockchain

The $4.7 quadrillion market operator bringing securities onchain

Niall Dennehy

...

Archive

Digital Identity Is the Next Payment Network

If AI Makes Intelligence Cheap, What Makes You Wealthy?

Credit Unions Are Not Merging Because They Are Failing. They Are Merging to Buy Capability.

The State of Fintech Venture: What's Growing, Stage by Stage

Credit Unions Have a Stablecoin Advantage

The Great Wealth Transfer Will Be Tokenized

145 Million Members. $2.5 Trillion

Stripe Does Not Want PayPal. It Wants the Last Mile of the Digital Dollar

Wall Street on the Blockchain

Synaptic Finance