The Great Wealth Transfer

This week, I had the pleasure of being featured in The Irish Times to discuss my new venture, NestiFi. The article touches on the global phenomenon that has become my central focus: the intergenerational wealth transfer. This isn't a regional trend; it's the largest handover of wealth in human history, set to reshape economies worldwide. The scale is staggering; in the United States alone, an estimated $84 trillion will pass between generations over the next 20 years, with a similar, substantial transfer taking place across Europe and beyond

This isn’t just a statistic. It’s the largest wealth transfer in human history, representing a fundamental rewiring of family assets, legacy, and financial responsibility. Yet, as I’ve experienced firsthand, the tools we give families to manage this shift are broken. Most investment apps are built for individuals, not for collaborative, multi-generational wealth-building. Our current financial infrastructure is stuck in the past, forcing families to rely on cash gifts or clunky custodial accounts that fail to meet the needs of a digital-native generation.

This gap between ambition and execution is where NestiFi was born. We are building the tools for this new era of wealth.

Our vision is to replace siloed banking apps with a next-generation platform. We aim to bring together traditional investing, blockchain assets, and family-based financial literacy in one seamless experience. NestiFi is an AI-powered investment platform that allows parents, grandparents, relatives, and friends to invest in a child's future as a group. Through a simple, shareable link, a family can collectively contribute to a child's nest egg, investing in everything from low-fee index funds to tokenized real-world assets.

But our vision extends beyond just creating a modern investment account because we believe that truly preparing the next generation for this transfer requires combining financial empowerment with financial education. That’s why our AI adviser, 'Sebastion', provides personalized financial guidance for each user, and why children can earn real-world rewards by completing interactive financial lessons on the app.

The challenge is immense, particularly when it comes to navigating the complex regulatory landscape that touches custody, tokenized assets, and AI. However, the opportunity is even greater. The total addressable market is huge, and we believe we can differentiate ourselves by focusing on a user-friendly interface for a market that has been underserved by technology.

As we prepare for our private beta launch this quarter and a full US rollout later this year, our focus remains on the families we serve. We are building NestiFi as more than just a fintech product; it is a strategic tool to help families build, manage, and transfer wealth together in the 21st century.

The great wealth transfer is coming. We're building the platform to help you prepare for it.

Join the waitlist here: https://getwaitlist.com/waitlist/29820